Current Rates

Share Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

 

Share Rates and Term Certificate Rates
APY= Annual Percentage Yield
Type of Account Rate APY Requirements
Regular Shares 0.04% 0.04% Must have average daily balance of $50 or more.
Dividends calculated, daily paid quarterly
Dividend Checking 0.04% 0.04% Dividends calculated, daily paid quarterly
Holiday Club* 0.04% 0.04% Dividends calculated, daily paid quarterly
Vacation Club 0.04% 0.04% Dividends calculated, daily paid quarterly
Regular IRA 0.04% 0.04% Dividends calculated, daily paid quarterly

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened

 


Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

Term Certificate
(under $50,000)
APY= Annual Percentage Yield
Term Rate APY
6 Month 0.05% 0.05%
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 year 0.25% 0.25%
4 Year 0.35% 0.35%
5 Year 0.50% 0.50%

 

Term Certificate
(over $50,000)
APY= Annual Percentage Yield
Term Rate APY
6 Month 0.05% 0.05%
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 year 0.25% 0.25%
4 Year 0.28% 0.28%
 5 Year 0.50% 0.50%

 

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

 

 

 


IRA Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

IRA Term Certificate**
APY= Annual Percentage Yield
Term Rate APY
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 Year 0.25% 0.25%
4 Year 0.35% 0.35%
5 Year 0.50% 0.50%

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

 

 

 

 

 

 


Money Market Saver Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

Money Market Saver*
APY= Annual Percentage Yield
Term Rate APY
Deposit Amount Rate APY
$0.00-$999.99 0.03% 0.03%
$1,000.00-$9,999.99 0.03% 0.03%
$10,000.00-$24,999.99 0.03% 0.03%
$25,000.00-$49,999.99 0.05% 0.05%
$50,000-$99,999.99 .05% 0.05%
$100,000.00 and over 0.15% 0.15%

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened