Current Rates

Share Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

 

Share Rates and Term Certificate Rates
APY= Annual Percentage Yield
Type of Account Rate APY Requirements
Regular Shares 0.04% 0.04% Must have average daily balance of $50 or more.
Dividends calculated, daily paid quarterly
Dividend Checking 0.04% 0.04% Dividends calculated, daily paid quarterly
Holiday Club* 0.04% 0.04% Dividends calculated, daily paid quarterly
Vacation Club 0.04% 0.04% Dividends calculated, daily paid quarterly
Regular IRA 0.04% 0.04% Dividends calculated, daily paid quarterly

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

Term Certificate
(under $50,000)
APY= Annual Percentage Yield
Term Rate APY
6 Month 0.05% 0.05%
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 year 0.25% 0.25%
4 Year 0.35% 0.35%
5 Year 0.50% 0.50%

 

Term Certificate
(over $50,000)
APY= Annual Percentage Yield
Term Rate APY
6 Month 0.05% 0.05%
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 year 0.25% 0.25%
4 Year 0.28% 0.28%
 5 Year 0.50% 0.50%

 

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

 

 

 


IRA Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

IRA Term Certificate**
APY= Annual Percentage Yield
Term Rate APY
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 Year 0.25% 0.25%
4 Year 0.35% 0.35%
5 Year 0.50% 0.50%

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

 

 

 

 

 

 


Money Market Saver Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of January, 2018

Money Market Saver*
APY= Annual Percentage Yield
Term Rate APY
Deposit Amount Rate APY
$0.00-$999.99 0.03% 0.03%
$1,000.00-$9,999.99 0.03% 0.03%
$10,000.00-$24,999.99 0.03% 0.03%
$25,000.00-$49,999.99 0.05% 0.05%
$50,000-$99,999.99 .05% 0.05%
$100,000.00 and over 0.15% 0.15%

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500