Credit Cards

Visa Classic Platinum

When you’ve just got to have it, get it with a Mohave Community Federal Credit Union Visa Credit Card. Enjoy exceptional convenience and reliability from the world’s leading payment brand. Whether you’re looking for a credit card with rewards, NO annual fee or a LOW, fixed rate, we have the card you’re looking for!

Verified by Visa protects your existing MCFCU Visa Credit, and Visa Debit Cards with a password you create, giving you assurance that only you can use your Visa card online. Simply activate your card and create your personal password. You’ll get the added confidence that your Visa Card is safe when you shop at participating online stores.

Access your Visa Credit Card Account Anytime by visiting www.ezcardinfo.com

 

Interest Rates and Interest Charges Visa Platinum
Annual Percentage Rate (APR) for Purchases 10.90% – 17.90% Fixed
APR for Balance Transfers 10.90% – 17.90% Fixed
APR for Cash Advances 17.90% Fixed
Penalty APR and When it Applies n/a
How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. WE will not charge you interest on retail purchases, cash advances and balance transfers if you pay your entire balance by the due date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or use a credit card, visit the web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees Visa Platinum
Annual Fee None
Transaction Fees

  • Balance Transfer
  • Cash Advances
  • Foreign Transaction
 

n/a
Up to 3.0% of the amount advanced.
Up to 1.0%

Penalty Fees

  • Late Payment
  • Over-the-Credit-limit
  • Returned Payment
 

Up to $38.00
n/a
Up to $38.00

Other Fees None

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). *An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your agreement.

 

Visa Rewards

Visa Score Card is a rewards program that offers you compelling reasons to use your Visa. Every time you make a qualifying purchase with your card earns points towards terrific prizes.

Qualifying purchases include:

  • Signature-based purchases
  • Internet purchases
  • Phone and mail order purchases
  • Automatic bill payments

You can choose from a wide range of rewards including gift merchandise, retail gift certificates, travel and dining.

Make a Payment

 

With eZCardInfo, You’re in Control

Don’t let unruly stacks of credit card statements lead to undisciplined fiscal habits.  Late or missed payments reflect poorly on your credit rating – and can put your financial future in jeopardy.  But with eZCardInfo, you can push aside your paper statements and gain a clearer view of your credit card information than ever before.

eZCardInfo is like online banking for your credit card!  When you enroll, you can manage your account 24/7, including the ability to:

  • View your account balances
  • Check available credit
  • View past and current statements
  • Download data to financial software
  • View transactions since your last statement
  • Search and view up to 18 months of transaction history
  • Pay your bill online
  • View transaction and spending reports
  • Receive e-mail or text alerts for information about conditions or events affecting your account

And, with our encrypted website you will be safe knowing that your credit card information is secure.  Enroll in eZCardInfo and start taking control of your finances today!

To enroll, or for more information, please visit www.eZCardInfo.com.

 

  • If you would like to pay your Mohave Community Federal Credit Union Visa Credit Card payment, please visit www.ezcardinfo.com.