Current Rates

Share Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Effective December 19, 2016

 

Share Rates and Term Certificate Rates
Type of Account Rate APY Requirements
Regular Shares 0.04% 0.04% Must have average daily balance of $50 or more. Dividends calculated, daily paid quarterly
Dividend Checking 0.04% 0.04% Dividends calculated, daily paid quarterly
Holiday Club* 0.04% 0.04% Dividends calculated, daily paid quarterly
Vacation Club 0.04% 0.04% Dividends calculated, daily paid quarterly
Regular IRA 0.04% 0.04% Dividends calculated, daily paid quarterly

 

 

 

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Effective December 19, 2016

Term Certificate (under $50,000)
Term Rate APY
6 Month 0.05% 0.05%
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 year 0.25% 0.25%
4 Year 0.35% 0.35%
5 Year 0.50% 0.50%

 

Term Certificate (over $50,000)
Term Rate APY
6 Month 0.05% 0.05%
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 year 0.25% 0.25%
4 Year 0.28% 0.28%
 5 Year 0.50% 0.50%

 

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

IRA Term Certificate Rates

Mohave Community Federal Credit Union
IRA Term Certificate Rates
Effective December 19, 2016

IRA Term Certificate**
Term Rate APY
1 Year 0.10% 0.10%
2 Year 0.20% 0.20%
3 Year 0.25% 0.25%
4 Year 0.35% 0.35%
5 Year 0.50% 0.50%

 

 

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

 

Money Market Saver Rates

Mohave Community Federal Credit Union
Money Market Saver Rates
Effective December 19, 2016

Money Market Saver*
Term Rate APY
Deposit Amount Rate APY
0.00-999.99 0.03% 0.03%
1,000.00-9,999.99 0.03% 0.03%
10,000.00-24,999.99 0.03% 0.03%
25,000.00-49,999.99 0.05% 0.05%
50,000-99,999.99 .05% 0.05%
100,000.00 and over 0.15% 0.15%

 

 

 

 

 

 

 

 

 

 

 

 

*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500