Privacy Policy

Our Commitment to Privacy

What does Mohave Community Federal Credit Union do with your personal information?

 

Mohave Community Federal Credit Union Privacy Policy
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Credit scores
  • Transaction or loss history
  • Overdraft history
  • Credit history
  • Employment information
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Mohave Community Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Mohave Community Federal CU share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For non-affiliates to market to you Yes Yes
 
To Limit Our Sharing
  • Print and mail this form in by clicking HERE

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?
Call 928-753-8000
What We Do
How does Mohave Community Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Mohave Community Federal Credit Union collect my personal information? We collect your personal information, for example, when you

  • Open an account
  • Deposit money
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Pay us by check

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.  See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control.  They can be financial and non-financial companies.

  • Mohave Community Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Non-affiliates we share with can include CUNA.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Mohave Community Federal Credit Union doesn’t jointly market.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members.  We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For California Members.  We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.  We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members.  We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Members.  We will not share personal information with non-affiliates or for joint marketing about your creditworthiness without your authorization.